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Buy Now, Pay Later with Shop Pay

Split your purchase into 4 interest-free payments with no impact on your credit score.
Shop Pay

Interest-Free Payments

Split your purchase into 4 equal payments with zero interest or additional fees.

No Credit Impact

Shop Pay installments don't affect your credit score and there's no credit check required.

Secure Checkout

Shop Pay uses the latest security technology to keep your payment information safe.

How Shop Pay Installments Work

1
Add items to your cart and proceed to checkout
2
Select Shop Pay as your payment method
3
Choose to pay in 4 installments
4
Complete your purchase and pay over time

Frequently Asked Questions

Shop Pay Installments lets you split your purchase into 4 equal, biweekly payments with 0% interest and no fees. The first payment is made at checkout, and the remaining three payments are automatically charged to your payment method every two weeks.
No, there is no credit check required to use Shop Pay Installments, and using it won't impact your credit score.
You can use most major debit and credit cards with Shop Pay Installments.
If a scheduled payment fails, Shop Pay will try again after 24 hours. If it fails again, they'll try once more after an additional 24 hours. Late fees may apply if payments remain unsuccessful.
Shop Pay Installments is typically available for purchases between $50+, but this may vary depending on your location and other factors.
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